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Braces

Braces are eligible for HSA, FSA, and HRA reimbursement as they are considered a qualified medical expense for dental treatment.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS considers expenses paid for the prevention and alleviation of dental disease, including orthodontia, as qualified medical expenses. Braces are used to correct dental irregularities, which falls under the treatment of a function of the body.

When It Qualifies

  • The expense must be for the treatment or prevention of dental disease or to correct a dental condition.

When It Doesn't

  • Expenses for purely cosmetic procedures that do not treat a medical condition are not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While braces are generally eligible, always check with your specific plan administrator as plan rules can vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.