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Biofreeze

Biofreeze is eligible for HSA, FSA, and HRA accounts as an over-the-counter medicine for pain relief.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS considers over-the-counter medicines and drugs, including topical pain relief products like Biofreeze, as qualified medical expenses. The CARES Act of 2020 removed the requirement for a prescription for these items, making them directly eligible for reimbursement from health spending accounts.

When It Qualifies

  • Used for the alleviation or prevention of a physical or mental defect or illness.
  • Not for general health or cosmetic purposes.

When It Doesn't

  • Products used purely for cosmetic purposes.
  • Products for general health that do not treat a specific condition.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While Biofreeze is generally eligible, always check with your specific plan administrator as individual plan rules can vary. Keep detailed records and receipts for all purchases.