Benzoyl peroxide
Yes, benzoyl peroxide is eligible for HSA, FSA, and HRA as an over-the-counter medicine used to treat a medical condition.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
Benzoyl peroxide is considered an over-the-counter (OTC) medicine used for the treatment of acne, a medical condition. The CARES Act of 2020 made OTC medicines and drugs eligible for reimbursement from HSAs, FSAs, and HRAs without the need for a prescription.
When It Qualifies
- •Must be used to treat a medical condition, such as acne.
- •Not for general cosmetic purposes.
When It Doesn't
- •Expenses solely for cosmetic purposes are not eligible.
Similar Items
Official Source
IRS Publication 502 (2024)
Medicines
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, individual plan administrators may have specific requirements. Always retain your receipts for substantiation. This information is for educational purposes only and not tax or legal advice.