Benadryl
Benadryl is eligible for HSA, FSA, and HRA reimbursement as an over-the-counter (OTC) medicine.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers medicines and drugs to be qualified medical expenses if they are for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Following the CARES Act, over-the-counter medicines like Benadryl no longer require a prescription to be eligible for reimbursement.
When It Qualifies
- •The expense must be for a legitimate medical purpose, such as treating allergies, colds, or insomnia.
- •The product must be an over-the-counter medicine or drug.
When It Doesn't
- •Expenses for general health or cosmetic purposes are not eligible.
Similar Items
Official Source
IRS Publication 502 (2024)
Medicines and Drugs
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain your receipts and check with your plan administrator for any specific rules. This information is for educational purposes only and not tax or legal advice.