Bed pads
Bed pads are eligible for HSA, FSA, and HRA reimbursement when used to treat a diagnosed medical condition, such as incontinence.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
The bed pads must be used to treat or mitigate a specific medical condition, such as incontinence, as diagnosed by a medical professional.
Quick Reference
The IRS considers expenses for medical supplies that are primarily for the prevention or alleviation of a physical or mental defect or illness to be qualified medical expenses. Bed pads fall under this category when used to manage conditions like incontinence, similar to other incontinence supplies.
When It Qualifies
- •Must be used to treat, mitigate, or prevent a specific medical condition (e.g., incontinence, bedwetting due to a medical issue).
- •The expense must be primarily for medical care, not for general hygiene or convenience without a medical need.
When It Doesn't
- •Expenses for bed pads used solely for general hygiene or convenience without a diagnosed medical condition are not eligible.
Similar Items
Official Source
IRS Publication 502 (2024)
What Expenses Can Be Included? - Diapers, incontinence supplies
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, specific plan administrators may have varying requirements. Always retain your receipts and documentation of medical necessity. This information is for educational purposes only and not tax or legal advice.