AZO
The eligibility of AZO products for HSA, FSA, and HRA depends on whether the specific product is classified as an over-the-counter (OTC) medicine or a dietary supplement/general wellness product.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Not Eligible |
| FSA | Not Eligible |
| HRA | Not Eligible |
Quick Reference
AZO offers a variety of products, some of which are considered over-the-counter (OTC) medicines (e.g., for pain relief or yeast infection symptoms) and others that are dietary supplements or general wellness products (e.g., cranberry supplements or bladder control formulas). The CARES Act made OTC medicines eligible for tax-advantaged accounts without a prescription. However, dietary supplements and products for general health are typically not eligible unless prescribed by a medical professional to treat a specific medical condition.
When It Qualifies
- •If the product is an OTC medicine, it is generally eligible.
- •If the product is a dietary supplement or general wellness product, it may be eligible with a Letter of Medical Necessity (LMN) from a doctor stating it's for a specific medical condition.
When It Doesn't
- •Dietary supplements or general wellness products used for general health or preventative purposes without a specific medical diagnosis or LMN are not eligible.
Similar Items
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS rules, individual plan administrators may have specific requirements. Always retain your receipts and check with your plan administrator for final confirmation. This information is for educational purposes only and not tax or legal advice.