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Acne treatment

Acne treatment may be eligible for HSA, FSA, and HRA, but it depends on whether it is for a diagnosed medical condition or purely cosmetic purposes.

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Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSANot Eligible
FSANot Eligible
HRANot Eligible

Quick Reference

The IRS defines medical expenses as costs for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Cosmetic expenses, which are generally for improving appearance and do not promote health, are typically not eligible. Therefore, the eligibility of acne treatment hinges on its primary purpose.

When It Qualifies

  • Treatment for a diagnosed medical condition (e.g., severe acne, cystic acne) is generally eligible.
  • Prescribed medications for acne are typically eligible.

When It Doesn't

  • Treatments solely for cosmetic purposes or general skincare to improve appearance are not eligible.
  • Over-the-counter products for minor blemishes or general skin health, without a medical diagnosis or prescription for a specific condition, are generally not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

This information is for educational purposes only and is not tax or legal advice. Always consult with a qualified professional for personalized guidance. Eligibility can vary based on your specific plan administrator's interpretation and your individual circumstances. Keep all receipts and documentation for your records.