Weight loss program
A weight loss program is eligible for HSA, FSA, and HRA reimbursement if it is undertaken as medical treatment for a specific disease diagnosed by a physician.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
The weight loss program must be for the treatment of a specific disease diagnosed by a physician (e.g., obesity, heart disease, hypertension).
A physician must recommend the program as treatment for the diagnosed condition. This documentation serves as a Letter of Medical Necessity.
Quick Reference
The IRS considers expenses for weight-loss programs to be qualified medical expenses if they are for the treatment of a specific disease diagnosed by a physician. This includes conditions like obesity, heart disease, or high blood pressure. The program must be recommended by a medical professional to treat the diagnosed condition.
When It Qualifies
- •The program must be for the treatment of a specific disease diagnosed by a physician.
- •A physician must recommend the program as treatment for the diagnosed condition.
When It Doesn't
- •Weight loss programs for general health, cosmetic reasons, or to improve appearance are not eligible.
- •Special foods, beverages, or dietary supplements are generally not eligible unless they are a substitute for all meals and are medically necessary.
Similar Items
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
This information is for educational purposes only and is not tax or legal advice. Always consult with a qualified professional for personalized guidance. Plan rules can vary, so check with your benefits administrator.