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Vision test

Vision tests are eligible for HSA, FSA, and HRA as they are considered medical care for the diagnosis, cure, mitigation, treatment, or prevention of disease.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS considers vision tests to be a qualified medical expense because they are performed for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. This includes routine eye exams to check vision and eye health.

When It Qualifies

  • The vision test must be for medical care, which includes diagnosis, cure, mitigation, treatment, or prevention of disease.

When It Doesn't

  • Expenses solely for cosmetic purposes are not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While vision tests are generally eligible, it's always best to confirm with your specific plan administrator as individual plan rules can vary. Always retain your receipts for tax and substantiation purposes. This information is for educational purposes only and not tax or legal advice.