Vision correction
Expenses for vision correction, including eye exams, prescription glasses, contact lenses, and corrective surgeries, are generally eligible for HSA, FSA, and HRA.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers amounts paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body, as qualified medical expenses. Vision correction falls under this definition as it treats a physical condition (impaired vision) and affects the function of the eye.
When It Qualifies
- •Eye exams
- •Prescription eyeglasses
- •Prescription contact lenses
- •Contact lens solution and supplies
- •Corrective eye surgeries (e.g., LASIK, PRK)
- •Eye doctors' fees (optometrists, ophthalmologists)
When It Doesn't
- •Non-prescription sunglasses (unless medically necessary for a specific condition and with a Letter of Medical Necessity)
- •Cosmetic procedures not related to vision correction
- •Vision insurance premiums (unless part of a qualified long-term care insurance contract or a specific employer-sponsored plan that allows it)
Similar Items
Official Source
IRS Publication 502 (2024)
Medical Expenses
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain detailed receipts for all purchases. This information is for educational purposes only and not tax or legal advice.