Underpads
Underpads are eligible for HSA, FSA, and HRA reimbursement when used to treat or mitigate a specific medical condition, such as incontinence.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
The underpads must be used to treat or mitigate a diagnosed medical condition, such as incontinence, rather than for general hygiene or convenience.
Quick Reference
The IRS allows medical expenses paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Underpads, when used to manage conditions like incontinence or for other medical care, fall under the category of mitigating a medical condition. They are considered a qualified medical expense when medically necessary.
When It Qualifies
- •Must be used to treat or mitigate a specific medical condition (e.g., incontinence, post-surgical care, wound management).
- •The expense must be primarily for medical care, not for general health or personal comfort.
When It Doesn't
- •Underpads purchased for general hygiene, comfort, or non-medical purposes are not eligible.
Similar Items
Official Source
IRS Publication 502
What Are Medical Expenses?
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, individual plan administrators may have specific requirements. Always retain your receipts and check with your plan administrator for confirmation. This information is not tax or legal advice.