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Triple antibiotic ointment

Triple antibiotic ointment is eligible for HSA, FSA, and HRA reimbursement as an over-the-counter medicine.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS considers medicines and drugs to be qualified medical expenses. Following the CARES Act, over-the-counter (OTC) medicines and drugs, such as triple antibiotic ointment, no longer require a prescription to be eligible for reimbursement from health spending accounts.

When It Qualifies

  • The ointment must be used for medical care, such as treating or preventing infection in minor cuts, scrapes, or burns.

When It Doesn't

  • Expenses for general health or cosmetic purposes are not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, specific plan administrators may have their own substantiation requirements. Always keep detailed receipts for your records. This information is for educational purposes only and not tax or legal advice.