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Toothache medicine

Toothache medicine is eligible for HSA, FSA, and HRA reimbursement.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

Over-the-counter (OTC) medicines, including those for toothaches, are considered qualified medical expenses. The CARES Act of 2020 removed the requirement for a prescription for OTC medicines to be eligible for reimbursement from health spending accounts. These expenses are for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.

When It Qualifies

  • The medicine must be used to alleviate or treat a toothache or other medical condition, not for general health or cosmetic purposes.

When It Doesn't

  • Medicines used for general health or cosmetic purposes are not eligible.
  • Items that are merely beneficial to general health, such as vitamins taken without a medical condition, are not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, always check with your specific plan administrator as plan rules can vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.