Thumb splint
A thumb splint is eligible for HSA, FSA, and HRA reimbursement when used to treat a diagnosed medical condition.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
The thumb splint must be used to treat a specific injury, condition, or ailment diagnosed by a medical professional, not for general wellness or preventative measures without a diagnosed need.
Quick Reference
Medical equipment and supplies, including splints, are considered qualified medical expenses if they are primarily for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. A thumb splint falls under this category when used for a medical purpose.
When It Qualifies
- •The splint must be used to treat a specific medical condition, injury, or ailment affecting the thumb or hand.
- •It must not be for general comfort, cosmetic purposes, or athletic enhancement without a diagnosed medical need.
When It Doesn't
- •Splints purchased for general comfort or non-medical, preventative use without a diagnosed condition are not eligible.
- •Expenses for items that are merely beneficial to general health are not considered medical expenses.
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain detailed receipts and a Letter of Medical Necessity or prescription if requested by your plan. This information is for educational purposes only and not tax or legal advice.