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Systane

Systane eye drops are eligible for HSA, FSA, and HRA reimbursement as an over-the-counter (OTC) medicine.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS considers over-the-counter medicines and drugs, including eye drops like Systane, as qualified medical expenses. The CARES Act of 2020 removed the requirement for a prescription for OTC medicines to be eligible for reimbursement from health spending accounts.

When It Qualifies

  • Used to treat or alleviate a medical condition, such as dry eyes or eye irritation.

When It Doesn't

  • Not used for general health, cosmetic purposes, or for conditions that are not medical in nature.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain your receipts for tax and reimbursement purposes. This information is for educational purposes only and not tax or legal advice.