Sunscreen SPF 70
Sunscreen with an SPF of 70 is eligible for HSA, FSA, and HRA because it is used to prevent sun damage and reduce the risk of skin cancer.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers sunscreen with an SPF of 15 or higher to be a qualified medical expense. This is because it provides protection against harmful ultraviolet (UV) rays, which helps prevent sunburn, premature skin aging, and reduces the risk of skin cancer and other sun-related skin conditions.
When It Qualifies
- •The sunscreen must have a Sun Protection Factor (SPF) of 15 or higher.
When It Doesn't
- •Sunscreen with an SPF lower than 15 is generally not eligible.
- •Products primarily marketed for tanning or cosmetic purposes without significant sun protection benefits are not eligible.
Similar Items
Official Source
IRS Publication 502
What Are Medical Expenses?
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, individual plan administrators may have specific requirements or limitations. Always retain your receipts for substantiation and consult your plan administrator for definitive coverage details. This information is for educational purposes only and not tax or legal advice.