Sun Bum
Sunscreen products from brands like Sun Bum are eligible for HSA, FSA, and HRA if they have a Sun Protection Factor (SPF) of 15 or greater.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers sunscreen with an SPF of 15 or greater to be a qualified medical expense. This is because it protects against sun damage and helps reduce the risk of skin cancer, making it a preventative health measure.
When It Qualifies
- •The sunscreen must have a Sun Protection Factor (SPF) of 15 or greater.
When It Doesn't
- •Sunscreen products with an SPF less than 15 are not eligible.
- •Cosmetic products that incidentally contain SPF but are not primarily for sun protection may not be eligible.
Similar Items
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, individual plan administrators may have specific requirements. Always retain your receipts for substantiation and consult with your plan administrator for definitive eligibility.