Sleep apnea machine
A sleep apnea machine is eligible for HSA, FSA, and HRA funds when used to treat a diagnosed medical condition and prescribed by a medical professional.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
A written prescription from a licensed medical professional is required for the sleep apnea machine.
The sleep apnea machine must be used to treat a specific, diagnosed medical condition, such as sleep apnea.
Quick Reference
The IRS allows medical expenses for equipment used to alleviate or treat a specific medical condition. A sleep apnea machine, such as a CPAP device, is considered qualified medical equipment because it is used to treat sleep apnea, a diagnosed medical condition that affects breathing during sleep.
When It Qualifies
- •Must be prescribed by a licensed medical professional.
- •Must be used to treat a diagnosed medical condition (e.g., sleep apnea).
When It Doesn't
- •Items purchased for general health or comfort without a specific medical diagnosis.
- •Items not primarily for medical care.
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have unique substantiation requirements. Always retain detailed receipts and your prescription for your records. This information is for educational purposes only and not tax or legal advice.