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Restorative Procedures

Restorative dental procedures are eligible for HSA, FSA, and HRA reimbursement as they are considered qualified medical expenses.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS considers amounts paid for the prevention and alleviation of dental disease as qualified medical expenses. Restorative procedures, such as fillings, crowns, and bridges, fall under this category as they treat existing dental conditions and restore dental function.

When It Qualifies

  • The procedure must be for the prevention or alleviation of a dental disease or condition.
  • The expense must not be reimbursed by another source.

When It Doesn't

  • Procedures that are solely for cosmetic purposes are not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, always check with your specific plan administrator as individual plan rules may vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.