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Psychiatrist visit

Psychiatrist visits are eligible for HSA, FSA, and HRA as they are considered medical care for mental health.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS considers amounts paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body, as medical expenses. This includes mental health services provided by a licensed medical professional like a psychiatrist. Therefore, fees for psychiatrist visits are qualified medical expenses.

When It Qualifies

  • The services must be for the diagnosis, cure, mitigation, treatment, or prevention of a mental disease or condition.
  • The psychiatrist must be a licensed medical professional.

When It Doesn't

  • Services primarily for general well-being or personal enjoyment, not for a specific medical condition.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, always check with your specific plan administrator as individual plan rules can vary. Keep detailed records and receipts for all expenses.