Preventive Care
Preventive care is generally eligible for HSA, FSA, and HRA reimbursement as it is considered a qualified medical expense by the IRS.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS defines medical expenses as costs for the diagnosis, cure, mitigation, treatment, or prevention of disease, and for treatments affecting any structure or function of the body. Preventive care directly falls under the 'prevention of disease' category, making it a qualified medical expense.
When It Qualifies
- •The expense must be primarily for the prevention of a specific disease or health condition.
- •Services must be medically necessary and not solely for general health or cosmetic purposes.
When It Doesn't
- •Expenses for general health or wellness that do not prevent or treat a specific medical condition (e.g., gym memberships for general fitness, unless prescribed to treat a diagnosed illness).
- •Cosmetic procedures that are not medically necessary.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always keep detailed receipts and documentation. This information is for educational purposes only and not tax or legal advice.