Prescription sunglasses
Prescription sunglasses are eligible for HSA, FSA, and HRA accounts as they are considered a qualified medical expense for correcting vision.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers amounts paid for eyeglasses, including prescription sunglasses, to be qualified medical expenses if they are needed for medical care. This includes items that correct a defect in vision. The prescription itself serves as documentation of medical necessity.
When It Qualifies
- •The sunglasses must be prescribed by an eye care professional (e.g., optometrist or ophthalmologist) to correct a defect in vision.
When It Doesn't
- •Non-prescription sunglasses, even if they offer UV protection, are not eligible because they do not correct a vision defect.
- •The cosmetic portion of the cost, if separable and not medically necessary, may not be eligible, though typically the entire cost of prescription eyewear is covered.
Similar Items
Official Source
IRS Publication 502 (2024)
Eyeglasses
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have unique substantiation requirements. Always retain your receipts and prescription for your records. This information is for educational purposes only and not tax or legal advice.