Prescription Drugs
Prescription drugs are eligible for HSA, FSA, and HRA accounts.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers amounts paid for prescribed medicines or drugs to be qualified medical expenses. These expenses are incurred for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.
When It Qualifies
- •The drug must be legally obtained with a prescription from a licensed medical professional.
When It Doesn't
- •Drugs purchased for general health or cosmetic purposes are not eligible.
- •Illegal drugs are not eligible.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While prescription drugs are generally eligible, it's always best to confirm with your specific plan administrator as plan rules can sometimes vary. Always retain your receipts and prescription documentation for substantiation.