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Pregnancy test

Pregnancy tests are eligible for HSA, FSA, and HRA reimbursement as they are considered qualified medical expenses used for diagnostic purposes.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS considers amounts paid for diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body, as medical expenses. A pregnancy test falls under diagnostic purposes, making it a qualified medical expense. Over-the-counter medical products, including diagnostic tests, became eligible without a prescription following the CARES Act.

When It Qualifies

  • The pregnancy test must be for personal medical use.

When It Doesn't

  • Expenses for general health or wellness that do not treat a specific medical condition are not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, always check with your specific plan administrator as individual plan rules can vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.