Orthodontia
Orthodontia, including braces and aligners, is an eligible expense for HSA, FSA, and HRA accounts when used for the prevention or alleviation of a dental disease or defect.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers amounts paid for dental treatment, including orthodontia, as qualified medical expenses. This covers procedures for the prevention and alleviation of dental diseases and defects, such as correcting misaligned teeth or bite issues.
When It Qualifies
- •The treatment must be for the prevention or alleviation of a dental disease or defect.
- •It must be primarily for medical care, not solely for cosmetic reasons.
When It Doesn't
- •Procedures performed solely for cosmetic reasons, without a medical or dental necessity, are generally not eligible.
Similar Items
Official Source
IRS Publication 502 (2024)
Dental Treatment
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While orthodontia is generally eligible, always check with your specific plan administrator as individual plan rules can vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.