Nicotine gum
Nicotine gum is eligible for HSA, FSA, and HRA as an over-the-counter drug used for smoking cessation.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers amounts paid for smoking cessation programs and prescription drugs to stop smoking as qualified medical expenses. Following the CARES Act, over-the-counter medicines and drugs, including nicotine replacement therapies like nicotine gum, are also eligible without a prescription when used for a medical condition such as nicotine addiction.
When It Qualifies
- •Must be used for the purpose of smoking cessation.
When It Doesn't
- •Not eligible if used for non-medical purposes or general wellness without a specific medical goal of quitting smoking.
Similar Items
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, always check with your specific plan administrator as individual plan rules can vary. Remember to keep detailed records and receipts for all eligible expenses for tax purposes. This information is for educational purposes only and not tax or legal advice.