Skip to content
Skip to content

Nebulizer

Nebulizers are eligible for HSA, FSA, and HRA accounts when used to treat a diagnosed medical condition.

Eligible with Requirements for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Requirements

Letter of Medical Necessity

A Letter of Medical Necessity (LMN) from a healthcare provider may be required by your plan administrator to substantiate that the nebulizer is for the treatment of a specific medical condition.

Diagnosed Medical Condition

The nebulizer must be used to treat a diagnosed medical condition, such as asthma or COPD, and not for general health or wellness.

Quick Reference

The IRS considers expenses for medical equipment used for the diagnosis, cure, mitigation, treatment, or prevention of disease as qualified medical expenses. Nebulizers are medical devices specifically designed to administer medication for respiratory conditions, thus falling under this definition.

When It Qualifies

  • The nebulizer must be primarily for medical care to treat a diagnosed condition.
  • A Letter of Medical Necessity (LMN) from a healthcare provider may be required by your plan administrator to substantiate the medical necessity.

When It Doesn't

  • Not eligible if used for general health, wellness, or non-medical purposes.

Similar Items

Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

Eligibility can vary by plan administrator. Always retain detailed receipts and a Letter of Medical Necessity (if applicable) for your records. This information is for educational purposes only and not tax or legal advice.