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Mobility scooter

A mobility scooter is eligible for HSA, FSA, and HRA reimbursement when used primarily to alleviate a physical disability or illness.

Eligible with Requirements for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Requirements

Diagnosed Medical Condition

The mobility scooter must be purchased or rented to treat, mitigate, or prevent a diagnosed medical condition that impairs mobility.

Letter of Medical Necessity (LMN)

While not always explicitly required by the IRS for all medical equipment, your plan administrator may require a Letter of Medical Necessity from a physician to substantiate that the scooter is primarily for medical care.

Quick Reference

The IRS considers expenses for equipment that is primarily for the alleviation or prevention of a physical or mental disability or illness to be qualified medical expenses. A mobility scooter, when used due to a medical condition that impairs mobility, falls under this category as special equipment for medical care.

When It Qualifies

  • The mobility scooter must be primarily for medical care, meaning it is used to alleviate or prevent a physical disability or illness.
  • It must be prescribed or recommended by a medical professional for a diagnosed condition affecting mobility.

When It Doesn't

  • Expenses for a mobility scooter used for general convenience or if it is not primarily for medical care are not eligible.

Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

Eligibility can vary by plan administrator. Always retain detailed receipts and a Letter of Medical Necessity (if applicable) for your records. This information is for educational purposes only and not tax or legal advice.