Laser Eye Surgery
Laser eye surgery, such as LASIK, is an eligible medical expense for HSA, FSA, and HRA accounts.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers amounts paid for medical care to include the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Laser eye surgery for vision correction falls under this definition as it is performed to correct a physical defect (impaired vision) and affects the function of the eye.
When It Qualifies
- •The surgery must be performed by a licensed medical professional.
- •The expense must be primarily for the alleviation or prevention of a physical or mental defect or illness.
When It Doesn't
- •Surgery purely for cosmetic reasons, not to correct a defect or improve bodily function, is generally not eligible.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain detailed receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.