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LASIK surgery

LASIK surgery is an eligible medical expense for HSA, FSA, and HRA accounts.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS considers amounts paid for eye surgery to correct defective vision, such as LASIK, to be qualified medical expenses. This is because the surgery is performed to treat a medical condition (defective vision) and is not solely for cosmetic purposes.

When It Qualifies

  • The surgery must be performed by a licensed medical professional.
  • The expense must be primarily for the prevention or alleviation of a physical or mental defect or illness.

When It Doesn't

  • Expenses solely for cosmetic reasons are generally not eligible unless they are necessary to improve a deformity arising from a congenital abnormality, a personal injury, or a disfiguring disease.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While LASIK surgery is generally eligible, always check with your specific plan administrator as individual plan rules may vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.