Jet lag supplements
Jet lag supplements are generally eligible for HSA, FSA, and HRA with a Letter of Medical Necessity (LMN) or a prescription from a licensed medical professional.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
A Letter of Medical Necessity from a licensed healthcare provider is required, stating that the jet lag supplements are medically necessary to treat a specific diagnosed medical condition, such as a severe sleep disorder or other health issue exacerbated by jet lag, and not merely for general wellness or convenience.
A prescription from a licensed healthcare provider for specific jet lag supplements to treat a diagnosed medical condition may also qualify the expense.
Quick Reference
The IRS defines medical expenses as those paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. While jet lag can be disruptive, supplements for general wellness or to alleviate minor discomforts are typically not considered qualified medical expenses. However, if a licensed medical professional determines that specific supplements are medically necessary to treat a diagnosed condition related to severe sleep disturbances or other health issues exacerbated by jet lag, they may be eligible.
When It Qualifies
- •Must be prescribed by a licensed medical professional to treat a specific diagnosed medical condition.
- •Alternatively, a Letter of Medical Necessity (LMN) must be obtained from a licensed medical professional, clearly stating the medical necessity of the supplements for a diagnosed condition.
When It Doesn't
- •Supplements purchased for general wellness, comfort, or convenience without a specific medical diagnosis or recommendation.
- •Supplements that are not primarily for medical care.
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, individual plan administrators may have specific requirements or limitations. Always confirm with your plan provider. Keep all receipts and documentation, including prescriptions or Letters of Medical Necessity, for your records. This information is for educational purposes only and does not constitute tax or legal advice.