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Insect repellent

Insect repellent is generally not considered an eligible medical expense for HSA, FSA, or HRA accounts.

Not Eligiblehigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSANot Eligible
FSANot Eligible
HRANot Eligible

Quick Reference

The IRS defines medical expenses as costs paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Insect repellent is typically considered a personal care item for general protection against insect bites, and it is not specifically listed as an eligible medical expense in IRS guidance, nor does it generally meet the criteria for medical care.

When It Doesn't

  • Expenses for general health and wellness items not directly related to a diagnosed medical condition or specific disease prevention as defined by the IRS.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

This information is for educational purposes only and is not tax or legal advice. Always consult with a qualified professional for personalized guidance. Plan rules can vary, so it's always best to confirm with your specific plan administrator.