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Hot pack

Yes, a hot pack is eligible for HSA, FSA, and HRA accounts when used to treat a medical condition.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

Hot packs are considered eligible medical expenses because they are used for the mitigation or treatment of physical pain, muscle aches, stiffness, or other medical conditions. The IRS allows expenses for items that affect any structure or function of the body for medical care.

When It Qualifies

  • Must be used to alleviate a specific medical condition, injury, or pain.

When It Doesn't

  • Not eligible if used solely for general comfort, relaxation, or non-medical purposes.

Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, always check with your specific plan administrator as individual plan rules can vary. Keep detailed records and receipts for all eligible expenses.