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Hospital Services

Hospital services are eligible for HSA, FSA, and HRA as they are considered qualified medical expenses.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS defines medical expenses as amounts paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Hospital services, including inpatient and outpatient care, directly fall under this definition as they are provided for medical care.

When It Qualifies

  • The services must be for medical care, which includes diagnosis, cure, mitigation, treatment, or prevention of disease.
  • Expenses for hospital stays, medical procedures, tests, and treatments are generally eligible.

When It Doesn't

  • Expenses for services or items that are not primarily for medical care, such as purely cosmetic procedures not related to a medical condition.
  • Personal comfort items or luxury services not essential for medical treatment.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, always check with your specific plan administrator as individual plan rules may vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.