Heel cups
Heel cups are eligible for HSA, FSA, and HRA reimbursement when used to treat a specific medical condition, typically requiring a diagnosis or a Letter of Medical Necessity.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
The heel cups must be used to treat a specific diagnosed medical condition affecting the foot or leg, such as plantar fasciitis, heel spurs, or Achilles tendonitis, rather than for general comfort or cosmetic purposes.
While a formal prescription may not always be required, it is highly recommended to obtain a Letter of Medical Necessity (LMN) from a healthcare provider. This document should explain how the heel cups are medically necessary to alleviate or prevent a physical disability or treat a specific medical condition.
Quick Reference
The IRS allows medical expenses paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. When heel cups are used to address a specific medical condition affecting the foot or leg, they fall under this definition as they help alleviate or prevent a physical disability or treat a medical issue. This is similar to other orthopedic supports or special shoes.
When It Qualifies
- •Must be used to treat a specific diagnosed medical condition (e.g., plantar fasciitis, heel spurs, Achilles tendonitis).
- •Documentation such as a diagnosis from a healthcare provider or a Letter of Medical Necessity (LMN) is strongly recommended to substantiate the medical purpose.
When It Doesn't
- •Not eligible if purchased solely for general comfort, athletic performance enhancement, or cosmetic purposes without a diagnosed medical condition.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible with the stated requirements, specific plan administrators may have varying documentation requirements. Always retain detailed receipts and a copy of any diagnosis or Letter of Medical Necessity for your records. This information is for educational purposes only and not tax or legal advice.