Gastric bypass
Gastric bypass surgery is eligible for HSA, FSA, and HRA funds when it is prescribed by a physician to treat a specific diagnosed medical condition.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
The gastric bypass must be prescribed by a physician to treat a specific diagnosed medical condition, such as obesity, heart disease, or high blood pressure, not solely for general health or cosmetic reasons.
Quick Reference
The IRS considers expenses for medical care to be qualified if they are primarily to alleviate or prevent a physical or mental defect or illness. Gastric bypass surgery, when performed to treat a specific disease diagnosed by a physician (like obesity), falls under this definition as a form of medical care related to weight loss.
When It Qualifies
- •Must be prescribed by a physician.
- •Must be for the treatment of a specific diagnosed disease (e.g., obesity, type 2 diabetes, severe sleep apnea, heart disease, high blood pressure).
When It Doesn't
- •Expenses incurred solely for general health improvement or cosmetic reasons are not eligible.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, individual plan administrators may have specific requirements. Always retain detailed receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.