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Emergency room

Emergency room visits are eligible for HSA, FSA, and HRA reimbursement as they are considered qualified medical expenses.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

Expenses paid for medical care, including services provided in an emergency room, are generally considered qualified medical expenses by the IRS. These expenses are incurred for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.

When It Qualifies

  • The expense must be for legitimate medical care to treat an illness, injury, or medical condition.

When It Doesn't

  • Expenses for general health or cosmetic purposes that are not for medical care are not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While emergency room visits are generally eligible, always check with your specific plan administrator as plan rules can vary. Keep all receipts and documentation for your records.