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Emergency blanket

The eligibility of an emergency blanket for HSA, FSA, and HRA depends on its primary intended use.

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Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSANot Eligible
FSANot Eligible
HRANot Eligible

Quick Reference

IRS rules state that medical expenses are amounts paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. While some emergency supplies, like certain first-aid items, are eligible, general survival gear or items for comfort are not. The specific use case for the emergency blanket determines its eligibility.

Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

This information is for educational purposes only and not tax or legal advice. Always consult with a qualified professional for personalized guidance. Plan details can vary, so check with your specific plan administrator.