EltaMD sunscreen
EltaMD sunscreen may be eligible for HSA, FSA, and HRA accounts if it is medically necessary and prescribed by a doctor to treat a specific medical condition.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
A written prescription from a licensed medical professional is required, specifically stating the medical necessity for treating a diagnosed condition.
The sunscreen must be used to treat, mitigate, or prevent a specific diagnosed medical condition, such as severe photosensitivity, a chronic skin condition exacerbated by sun exposure, or to prevent recurrence of skin cancer.
Quick Reference
Generally, expenses for items that are for general health or cosmetic purposes are not considered qualified medical expenses. However, if a licensed medical professional prescribes sunscreen to treat or prevent a specific diagnosed medical condition, it can be considered eligible.
When It Qualifies
- •Must be prescribed by a licensed medical professional.
- •Must be used to treat, mitigate, or prevent a specific diagnosed medical condition (e.g., severe photosensitivity, skin cancer, or a chronic skin condition exacerbated by sun exposure).
When It Doesn't
- •Sunscreen used for general cosmetic purposes or routine sun protection without a specific medical diagnosis and prescription is not eligible.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
This information is for educational purposes only and is not tax or legal advice. Always consult with a qualified professional for personalized guidance. Plan rules can vary, so check with your benefits administrator.