Dry eye drops
Dry eye drops are eligible for HSA, FSA, and HRA reimbursement as they are considered over-the-counter medicines used to treat a medical condition.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers expenses for medicines and drugs to be qualified medical expenses if they are used to alleviate or treat a medical condition. Following the CARES Act, over-the-counter (OTC) medicines, including dry eye drops, are eligible for reimbursement without a prescription.
When It Qualifies
- •The dry eye drops must be used for medical care, meaning for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.
When It Doesn't
- •Dry eye drops purchased for general health or cosmetic purposes, if such a distinction could be made, would not be eligible.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While dry eye drops are generally eligible, it's always best to confirm with your specific plan administrator as individual plan rules can vary. Always retain your receipts for tax and reimbursement purposes. This information is for educational purposes only and not tax or legal advice.