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Doctor Visits

Doctor visits are generally eligible for HSA, FSA, and HRA accounts as they are considered qualified medical expenses.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS defines medical expenses as the costs of diagnosis, cure, mitigation, treatment, or prevention of disease, and for the purpose of affecting any structure or function of the body. Doctor visits directly fall under this definition, covering consultations, examinations, and other services provided by a medical professional.

When It Qualifies

  • The visit must be for medical care, diagnosis, cure, mitigation, treatment, or prevention of disease.
  • The visit must be to a licensed medical professional.

When It Doesn't

  • Visits solely for cosmetic purposes are not eligible.
  • Visits for general health programs or services that are not for a specific medical condition are generally not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While doctor visits are generally eligible, specific plan administrators may have their own substantiation requirements. Always retain detailed receipts and consult your plan administrator for confirmation. This information is for educational purposes only and not tax or legal advice.