Desitin
Desitin, as an over-the-counter medicine used to treat diaper rash, is eligible for HSA, FSA, and HRA reimbursement.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers medicines and drugs that treat a medical condition to be qualified medical expenses. Following the CARES Act of 2020, over-the-counter (OTC) medicines, including those for diaper rash like Desitin, no longer require a prescription to be eligible for reimbursement from health spending accounts.
When It Qualifies
- •Must be used for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.
When It Doesn't
- •Not eligible if used for general health, cosmetic purposes, or for conditions that are not medical in nature.
Similar Items
Official Source
IRS Publication 502 (2024)
Medicines
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain your receipts and check with your plan administrator for confirmation. This information is for educational purposes and not tax or legal advice.