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Dental implant

Dental implants are an eligible expense for HSA, FSA, and HRA accounts as they are considered a form of dental treatment.

Eligible for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Quick Reference

The IRS considers amounts paid for the prevention and alleviation of dental disease as qualified medical expenses. Dental implants are a restorative procedure used to replace missing teeth, falling under the umbrella of dental treatment.

When It Qualifies

  • The dental implant must be for the prevention or alleviation of a dental disease or defect.

When It Doesn't

  • Expenses for purely cosmetic dental procedures are not eligible unless they are necessary to correct a deformity directly related to a congenital abnormality, personal injury, or disfiguring disease.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While generally eligible, always check with your specific plan administrator as individual plan rules may vary. Keep detailed records and receipts for all expenses.