Dental exam
Yes, a dental exam is an eligible expense for HSA, FSA, and HRA accounts.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers amounts paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body, to be medical expenses. Dental treatment, including exams, falls under this definition as it is essential for maintaining oral health and preventing dental diseases.
When It Qualifies
- •The dental exam must be for the prevention or alleviation of a dental disease or condition.
When It Doesn't
- •Cosmetic dental procedures are generally not eligible unless they are necessary to alleviate a specific medical condition.
Similar Items
Official Source
IRS Publication 502 (2024)
Dental treatment
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While dental exams are generally eligible, always check with your specific plan administrator as individual plan rules can vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.