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Dental emergency kit

A dental emergency kit is eligible for HSA, FSA, and HRA if it is used to treat or alleviate a specific dental disease, injury, or emergency.

Eligible with Requirements for HSA, FSA, HRAhigh confidence

Eligibility Matrix

Eligibility status for all account types

Account TypeStatus
HSAEligible
FSAEligible
HRAEligible

Requirements

Treating a Diagnosed Condition

The kit must be used to treat a specific dental condition, injury, or emergency, not for general oral hygiene or cosmetic purposes.

Quick Reference

The IRS allows medical expenses for the prevention and alleviation of dental disease. A dental emergency kit typically contains items designed to provide temporary relief or repair for immediate dental problems, which falls under the category of treating a dental condition.

When It Qualifies

  • Must be used to treat a specific dental condition, injury, or emergency.
  • Not for general oral hygiene or cosmetic purposes.

When It Doesn't

  • Items solely for general oral hygiene (e.g., regular toothbrushes, toothpaste, floss) are not eligible unless prescribed for a specific medical condition.
  • Cosmetic dental procedures are not eligible.

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Important Notice

  • Your specific plan may have different rules
  • Keep all receipts and documentation
  • This is informational only, not tax or legal advice

While this information is based on IRS guidelines, individual plan administrators may have specific requirements. Always retain your receipts and check with your plan administrator for confirmation. This information is not tax or legal advice.