Contraceptives
Contraceptives are generally eligible for HSA, FSA, and HRA funds, with eligibility depending on whether the specific method requires a prescription.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Requirements
For prescription-only contraceptives (e.g., birth control pills, IUDs, injections), a valid prescription from a licensed medical professional is required.
Quick Reference
The IRS considers expenses paid for the prevention of pregnancy as qualified medical expenses. This includes various forms of contraceptives, such as birth control pills, IUDs, and other methods. While over-the-counter contraceptives are eligible without a prescription, many common and effective methods require a valid prescription or are part of a medical procedure.
When It Qualifies
- •The expense must be primarily for the prevention of pregnancy.
- •For prescription-only contraceptives, a valid prescription from a licensed medical professional is required.
When It Doesn't
- •Contraceptives purchased for non-medical or purely cosmetic reasons are not eligible.
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
Eligibility can vary by plan administrator. Always retain your receipts and consult your plan documents for specific coverage details. This information is for educational purposes only and not tax or legal advice.