Contac
Contac, as an over-the-counter (OTC) medicine, is eligible for HSA, FSA, and HRA reimbursement.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS considers medicines and drugs to be qualified medical expenses. Following the CARES Act of 2020, over-the-counter (OTC) medicines, including cold and flu remedies like Contac, no longer require a prescription to be eligible for reimbursement from health spending accounts. These expenses are for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.
When It Qualifies
- •The expense must be primarily for medical care to alleviate or prevent a physical or mental defect or illness.
- •The product must be used for its intended medical purpose.
When It Doesn't
- •Expenses for general health or cosmetic purposes are not eligible.
Similar Items
Official Source
IRS Publication 502
Medicines and drugs
View on IRS.gov
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While Contac is generally eligible, always check with your specific plan administrator as individual plan rules may vary. Keep all receipts and documentation for your records. This information is for educational purposes only and not tax or legal advice.