Cochlear implant
Yes, cochlear implants are eligible for reimbursement with HSA, FSA, and HRA funds as they are considered medical care for treating hearing loss.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
Cochlear implants are considered qualified medical expenses because they are devices and procedures used for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Specifically, they treat severe hearing loss, restoring or improving a vital bodily function.
When It Qualifies
- •The expense must be primarily for the purpose of treating or alleviating a medical condition (hearing loss).
When It Doesn't
- •Expenses for general health or cosmetic purposes are not eligible, but this does not apply to cochlear implants.
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While this information is based on IRS guidelines, individual plan administrators may have specific requirements. Always retain detailed receipts and consult your plan administrator for confirmation. This information is for educational purposes only and not tax or legal advice.