Claritin
Claritin, an over-the-counter allergy medication, is eligible for HSA, FSA, and HRA reimbursement.
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The CARES Act of 2020 made over-the-counter (OTC) medicines and drugs, including allergy medications like Claritin, eligible for reimbursement by HSAs, FSAs, and HRAs without a prescription. These expenses are considered qualified medical expenses because they are used for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body.
When It Qualifies
- •The expense must be for medical care to treat an allergy or other medical condition.
- •The product must be purchased for the account holder, their spouse, or a qualified dependent.
When It Doesn't
- •Not eligible if used for general health or cosmetic purposes (which is not applicable to Claritin).
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Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While Claritin is generally eligible, always check with your specific plan administrator as individual plan rules can vary. Keep all receipts for your records in case substantiation is required. This information is for educational purposes only and not tax or legal advice.