Chiropractic Care
Chiropractic care is an eligible expense for HSA, FSA, and HRA accounts when used to treat a specific medical condition.
Eligible for HSA, FSA, HRAhigh confidence
Eligibility Matrix
Eligibility status for all account types
| Account Type | Status |
|---|---|
| HSA | Eligible |
| FSA | Eligible |
| HRA | Eligible |
Quick Reference
The IRS defines medical expenses as amounts paid for the diagnosis, cure, mitigation, treatment, or prevention of disease, or for the purpose of affecting any structure or function of the body. Chiropractic care, when addressing a specific medical condition, falls under this definition.
When It Qualifies
- •Must be for the diagnosis, cure, mitigation, treatment, or prevention of a specific medical condition, illness, or injury.
- •Records should clearly indicate the medical necessity of the treatment.
When It Doesn't
- •Not eligible if solely for general health, wellness, or preventative care without a diagnosed medical condition.
Important Notice
- •Your specific plan may have different rules
- •Keep all receipts and documentation
- •This is informational only, not tax or legal advice
While generally eligible, specific plan administrators may have their own substantiation requirements. Always retain detailed receipts and documentation of medical necessity. This information is for educational purposes only and not tax or legal advice.